SME Loan Package Starter Kit: Excel Template for Business Loan Applications
Prepare a lender-ready loan package in hours, not weeks.
Applying for a business loan means answering the questions a credit officer will ask: can the business repay, how much can it borrow, and what could go wrong? This Excel kit turns your financial figures into projections, ratios and a repayment plan in one place. It is built around the credit-analysis approach lenders use.
Buy now: $29
One-time payment. Instant download after purchase.
What’s inside
- 3-year projections: income statement, working capital and cash flow, all calculated for you
- DSCR check: see whether your cash flow covers the repayments, with a pass or below-target result
- Ratio analysis: profitability, liquidity, leverage and efficiency, checked against editable benchmarks
- Loan calculator: repayment schedule and an estimate of how large a facility your cash flow supports
- Islamic financing calculator: compare Murabaha, Ijara and Diminishing Musharaka side by side
- Document checklist: 27 items with a progress tracker
- SWOT and proposal outline: an 11-section guide to writing your loan proposal
- Bonus: a 4-page Quick Start Guide (PDF)
Who it’s for
Small business owners, accountants, consultants and finance students.
How it works
Type your figures into the yellow cells, and everything else updates automatically. Formulas are locked so nothing breaks by accident. Works in Microsoft Excel.
Frequently asked questions
Which software do I need?
Microsoft Excel (recent versions work best).
Is it a template or a course?
A template, with built-in instructions and a Quick Start Guide.
Can I use it for several businesses?
Yes, for your own use or your own clients, as long as you do not resell or share the file.
Will it get my loan approved?
No tool can promise that. The kit helps you prepare a clear, well-organised package. Lenders make their own decisions under their own policies.
Questions?
Email support@bizinteldesk.com.
Please note: This kit is a preparation and learning tool. It is not financial, legal, tax or Shariah advice, and it does not guarantee loan approval. Lenders apply their own policies. Single-user licence: please do not resell or share.